Conventional Purchase Loan

Get Pre-Qualified NOW!!!

Are You Ready To Buy A Home?

Find Out Your eligibility TODAY...

Conventional purchase loans, not backed by a government entity, are a well-established route to homeownership. These loans demand higher credit scores and stable income, making them suitable for borrowers with solid financial standing. With conventional loans, you can often enjoy lower interest rates, diverse term options, and the potential to avoid private mortgage insurance with a 20% down payment. They can also accommodate a variety of property types, including vacation homes and investment properties. While these loans have stricter requirements, the benefits such as potential equity building and lower overall costs can be substantial. Discover the benefits of conventional purchase loans today and step confidently into homeownership.

Begin the home buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

In which state are you looking to purchase a property?

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What type of property are you interested in purchasing?

Are you a first-time home buyer?

Where are you at in the home buying process?

What will be the intended use of the property?

What is your estimated purchase price for the property?

$

What percentage of the purchase price do you plan to put as a down payment?

Are you interested in a fixed or adjustable rate mortgage?

Do you have a real estate agent assisting you in the purchase?

What is your estimated credit score?

Have you had any recent derogatory credit events (e.g., bankruptcy, short sale, or foreclosure) in the last three years?

Are you able to provide proof of income?

What is your gross annual income?

$

Are you eligible for VA benefits?

What is your full name?

What is your email address?

What is your cell phone?

By checking this box, you expressly consent that Barrett Financial Group may call, text and email you about your inquiry. This may involve the use of automated means and prerecorded/artificial voices. You may revoke this consent at any time by replying 'STOP' to any text message you receive or by contacting us at (480) 999-3339. You also agree to our Mobile Terms of Service, our Terms & Conditions, and to our Privacy Policy regarding the information relating to you. Msg/data rates may apply.

Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

Barrett Financial Group

NMLS# 181106

Contact Us

275 E Rivulon Blvd Suite 200 Gilbert, AZ 85297

Gilbert, Arizona 85297

Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval.

© Copyright 2024 | Barrett Financial Group | All rights reserved.

© Copyright 2024 | Barrett Financial Group | All rights reserved.