We will only request the necessary documents for your mortgage application after you have received both a Loan Estimate and a Home Loan Toolkit, and have provided us with your verbal or written confirmation to proceed with the application. Before we request any documents, we may ask for additional information to help evaluate your potential application for a mortgage loan.
To apply for a new mortgage loan, we may require the following documents:
For a refinance:
For a purchase:
For a VA loan:
DD Form 214 (Long Form)
If you are divorced:
If you are self-employed, employed in sales, paid by commission, or own rental real estate:
It's important to note that different loan programs may require varying amounts of documentation. Please contact us for a free, no-obligation consultation to determine which documents will be required for the specific loan program you select.